Privacy Policy
Last updated: January 2026
This Privacy Policy explains how Borrow Smart (“we,” “us,” or “our”) collects, uses, and shares information when you use our website and related services.
1. Information We Collect
We may collect information you voluntarily provide, such as your name, email address, phone number, postal address, and any details you submit through forms, chats, or uploads. We may also collect technical data such as IP address, browser type, device information, pages viewed, and approximate location derived from IP address.
2. How We Use Information
We use information to operate and improve the website, respond to inquiries, provide requested information or connections, send service-related communications, analyze usage, maintain security, and comply with legal obligations. Where you consent to marketing or SMS communications, we use your information for those purposes until you opt out.
3. Cookies and Similar Technologies
We may use cookies, pixels, and similar technologies to remember preferences, understand traffic, and improve performance. You can control cookies through your browser settings; disabling cookies may affect site functionality.
4. How We Share Information
We may share information with service providers who assist with hosting, analytics, communications, or customer support; with partners when you request a referral or connection; if required by law or to protect rights and safety; or in connection with a business transfer. We do not sell personal information in the everyday sense of that term; some jurisdictions define “sale” or “sharing” more broadly for advertising technologies—where those laws apply, you may have opt-out rights.
5. SMS and Communications
If you provide a mobile number and consent to text messages, message frequency may vary. Message and data rates may apply. You can opt out of SMS by following the instructions in the message (such as replying STOP). Consent to SMS is not a condition of purchasing any goods or services.
6. Data Retention
We retain information for as long as needed to fulfill the purposes described in this Policy, unless a longer period is required or permitted by law.
7. Security
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information. No method of transmission or storage is completely secure.
8. Your Choices and Rights
You may have privacy rights under applicable law, including rights to request access, correction, deletion, or information about how your data is used. We will respond to verified requests as required by law.
9. Children’s Privacy
This website is not directed to children under 18, and we do not knowingly collect personal information from children.
10. Third-Party Links
Our site may link to third-party websites or services. We are not responsible for their privacy practices. We encourage you to review their policies.
11. Changes to This Policy
We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised date. Continued use of the site after changes means you accept the updated Policy.
Responsible Party
PFS Marketing
Sheikh Rashid Tower
DWTC
Dubai 0000
UAE